• We ask that a 24 hour notice be given if you cannot keep your scheduled appointment, so that we may serve others in need. A fee will be charged to all cancels, transfers, and no shows without a 24 hour notice.
• You may pay by CASH, CHECK, OR CHARGE your balance to Visa, MasterCard, or Discover.
• All nutritional supplements must be paid in full each visit, or paid by credit card if mailed.
• As a courtesy for those of you who have insurance, the staff will prepare and send all PRIMARY coverage submissions. All visits are submitted daily and you will be asked to pay in full until all deductibles are met and we see that your insurance is indeed covering your visits. All BLUE CROSS and MEDICARE patients are expected to pay in full at the time of service, as the doctor is not contracted by either to receive payments directly to the office.
• The following questions have been designed to help you clarify with your insurance company the type of benefits you may have specific to this office. Please contact your insurance company using the toll free number listed on your insurance card for verification:

1. Do I have coverage for OUT-OF-NETWORK Chiropractic Benefits?
2. Do I have an OUT-OF-NETWORK deductible to meet?
3. What is the amount of the deductible?
4. Is the deductible per family or individual?
5. Has the deductible been met this year?
6. Does my coverage allow for Exams, Lab Work, Electrotherapy?

This answered body of questions should clarify what type of payments can be expected, both from your insurance company, and your out of pocket expectations, before your prepared treatment program begins.